“BIDV iBank – a digital platform for institutional customers”, and “Solution for chip ID card authentication in universal ATM transactions” have been honoured among Top 100 cool products and services in 2022.

The awards have been voted on by consumers and announced by Vietnam Economic Times on 7 December. Products and services were evaluated and selected based on their creativity and innovative features to boost post-pandemic recovery and bring an impressive experience for customers and users. BIDV iBank is a digital banking application for all institutional customers, offering a uniform and seamless experience on both platforms Website and mobile. BIDV iBank offers a diverse digital ecosystem such as cashflow management services for corporations and businesses with many unit members/branches to maximize the demand for capital; Online bill payment service to meet the needs of invoice management and collection for businesses; Collection service through virtual accounts to meet the needs of sales revenue management of enterprises; connection of businesses’ enterprise resource planning (ERP) systems with the BIDV iBank system that helps customers directly use banking services right on their ERP system. Other features and products are also available on the app such as automated payroll; Domestic and international money transfers, Online term deposit, tax payments to the state budget, payment for social insurance, health insurance; trade finance, currency trading,…

BIDV representatives receive the awards from the organizer

BIDV is the first bank to cooperate with the Research and Application Centre for Residents Data under the Ministry of Public Security (RAR) to successfully use chip-based citizen ID cards for transactions at self-service points of BIDV such as ATMs, CRMs, E-Zones. Authentication and information collation via chip-based citizen ID card makes financial transactions more simple, convenient, safe, fast and fully automatic. At the same time, chip-based citizen ID cards support customer authentication, reducing staff’s operating time, eliminating risks of forgery and errors in the operational process compared to ID card manual checking.

BIDV representatives receive the awards from the organizer

The award ceremony is held annually. This year’s key theme was “digital platforms strengthen trust”. Products and services are divided into nine key groups: Banking, Insurance, Stocks; E-commerce, Retail Chains; Digital Finance, Digital Products, Education; Farm Produce, Food and Beverages; Consumer Goods, Household Appliances; Construction Materials, Interior and Exterior Items; Healthcare Products; Beauty, Fashion; and Travel Services, Hotels, Resorts.